May 31 is getting closer: If you’re required to file a tax return, this is your 2015 deadline. High time to sit down at the desk, sort out the documents, bills and receipts from the past and explore the tax refund possibilities , Here are a few suggestions: Five tax reimbursement Possibilities and expenses, the employees overlook again and leave unused.
Everyone has insurance, many of which you can claim in the tax
But the regulations are a bit complicated – that’s why many are scared off. Here are the most important things at a glance. The largest items that you can deduct for tax purposes are the pension and health insurance expenses:
- Pensions: You can always deduct the contributions for the statutory pension insurance, for occupational pension schemes, for Rürup and Riester contracts. For 2015, the maximum amount of € 22,172 (44,344 for married couples / legal partners) applies here. The year before, the limit was still 20,000 euros.
- Health insurance: Here you can claim up to 1,900 euros per year for basic care. If your health and long-term care insurance contributions do not reach this limit, you can use the remaining amount to deduct other insurances, such as unemployment, accident, liability and term life or supplementary health insurance.
Anyone who has their company repaired in their private apartment or house, who has their children looked after at home or paid a caretaker, can deduct some of the costs for tax purposes. 20% of the labor costs (not material costs) are deducted directly from tax liability. Here a pretty tax savings can come about. Prerequisite: You have an invoice in which the costs are broken down into work share and material costs. And: The amount has to be transferred. For cash payment, there is no tax advantage!
For example, did you donate something for Christmas?
Or in the course of 2015 a charitable project supported? Then you can have your financial contribution to the tax rewarded. For grants of up to € 200, the bank receipt is sufficient. If the donation was higher, you need a donation receipt, ie a receipt from the donation recipient.
Again and again, there are medically necessary treatments that are not or not completely taken over by the health insurance. For example, an expensive dental treatment or a cure in which you have to pay. These costs can be tax deducted as exceptional charges as soon as the limit of reasonable load is exceeded. This limit varies according to income and marital status.
Did you move for work in 2015
Perhaps because you changed jobs? If the new employer has not paid the costs, you can recoup a sizeable portion of your expenses through the tax. For job-related moves you can claim in the amount of the actual costs incurred in your advertising costs: These include, for example, the costs of the removal company and brokerage commissions. In addition, you can claim a lump sum for the other expenses without further proof: Currently this is 730 euros for single persons and 1460 euros for married people.
The move can also be professionally without a change of job: for example, if the workload is significantly reduced as a result. If the round trip to work is shortened by at least 30 minutes, the tax offices recognize the removal costs.